Payment Policy

Last Updated: [01/11/25]

Welcome to [https://arcollectionhub.store.shoopy.in] This Payment Policy explains how payments are processed for purchases made on our e-commerce platform.

1. Accepted Payment Methods

We accept the following payment methods for your convenience:

Credit Cards (Visa, MasterCard, American Express)
Debit Cards (RuPay, Maestro, etc.)
Net Banking (All Major Banks)
UPI (Google Pay, PhonePe, Paytm, etc.)
Wallet Payments
Cash on Delivery (COD) (if applicable)

Note: The availability of payment methods may vary based on your location and order value.

2. Payment Security

Your payment information is processed through secure, encrypted payment gateways.
We do not store your card details on our servers. All transactions are handled securely by our trusted payment partners.

3. Order Confirmation

Once your payment is successfully processed, you will receive an order confirmation via email/SMS.
If payment fails, please retry or use a different payment method.

4. Pricing and Taxes

All prices listed on the website are in [currency, e.g., INR] and include applicable taxes unless stated otherwise.
Shipping charges, if applicable, will be displayed at checkout before you make the payment.

5. Refunds and Cancellations

Refunds (if applicable) will be processed as per our Refund & Return Policy.
In case of payment failure or double deduction, please contact us at [support email/contact number] with proof of payment.
Refunds are credited to the original mode of payment within [5–10 business days] after approval.

6. Fraud Prevention

To protect our customers from fraud, we may verify transactions and contact you for additional information before confirming an order.
Suspicious or invalid transactions may be canceled.

7. Contact Us

If you have any questions regarding payments, please contact us at:
📧 Email: [info.arcollectionhub1@gmail.com]
📞 Phone: [9119710883]